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Accounting Fundamentals

Closing Entries

Resetting temporary accounts for the new period

Period ResetIncome SummaryYear-End Process

Why This Matters

At the end of the year, you've earned $100,000 in revenue and spent $60,000 in expenses. That gives you $40,000 in profit.

Now it's January 1st of the next year. You look at your ledger. Your Service Revenue account still shows $100,000. Your Salary Expense still shows $60,000.

Here's the problem: You can't measure next year's performance if last year's accounts are still open. How will you know if January is good or bad? You won't—because the accounts are polluted with prior-year data.

Closing entries are the reset button that makes period-by-period comparison possible.

What Are Closing Entries?

Closing entries are journal entries made at the end of an accounting period to zero out temporary accounts (revenue, expenses, dividends) and transfer their balances to retained earnings or owner's equity.

Temporary Accounts

Measure performance for ONE period only

Permanent Accounts

Carry forward to measure cumulative position

Think of it like sports stats:

Temporary: This week's scores (reset each week)
Permanent: Overall season record (accumulates)

Temporary vs. Permanent Accounts

Temporary Accounts (Closed)

Revenue Accounts

Closes
  • Sales Revenue
  • Service Revenue
  • Rental Income
  • Any income account

Revenue measures ONE period. Next year's revenue is new and different.

Expense Accounts

Closes
  • Salary Expense
  • Rent Expense
  • Utilities Expense
  • Any expense account

Expenses measure ONE period. Next year's expenses are separate.

Dividends / Drawings

Closes
  • Owner's Drawings
  • Dividends
  • Money taken out by owner

Separate from salary—tracks owner withdrawals for ONE period.

Permanent Accounts (NOT Closed)

Assets

Permanent
  • Cash
  • Accounts Receivable
  • Equipment
  • Any asset

Dec 31 balance becomes Jan 1 balance. Equipment doesn't disappear.

Liabilities

Permanent
  • Accounts Payable
  • Notes Payable
  • Any liability

Dec 31 balance becomes Jan 1 balance. Debt doesn't disappear.

Equity

Permanent
  • Owner's Capital
  • Retained Earnings
  • Any equity account

Cumulative over time. Increased by profits, decreased by withdrawals.

The Closing Process

Closing entries typically happen in three steps (some use four, but three is most common):

Revenue needs to be zeroed so next year shows only new revenue.

December 31
Service Revenue$100,000.00
Income Summary$100,000.00

(To close all revenue accounts)

Effect on Ledger:

Service Revenue:$100,000$0
Income Summary:$0+$100,000

Real-World Example: ABC Consulting

Let's close the books for ABC Consulting at December 31, 2026.

Adjusted Trial Balance (Before Closing)

ADJUSTED TRIAL BALANCE

ABC Consulting - December 31, 2026

AccountDebitCredit
Cash$20,000.00
Accounts Receivable$18,000.00
Prepaid Insurance$1,100.00
Equipment$50,000.00
Accumulated Depreciation$5,416.67
Accounts Payable$8,000.00
Unearned Revenue$11,000.00
Salaries Payable$2,000.00
Owner's Equity$49,200.00
Owner's Drawings(Temporary)$5,000.00
Service Revenue(Temporary)$39,000.00
Salary Expense(Temporary)$14,000.00
Rent Expense(Temporary)$6,000.00
Insurance Expense(Temporary)$100.00
Depreciation Expense(Temporary)$416.67
Totals$114,616.67$114,616.67
Balanced

The Four Closing Entries

#1 Close Revenue

Service Revenue     $39,000

  Income Summary        $39,000

Service Revenue: $39,000 → $0

#2 Close Expenses

Income Summary     $20,516.67

  Salary Expense       $14,000

  Rent Expense          $6,000

  Insurance Exp           $100

  Depreciation Exp      $416.67

All expenses → $0

#3 Close Income Summary

Income Summary     $18,483.33

  Owner's Equity       $18,483.33

Net income transferred to equity

#4 Close Drawings

Owner's Equity       $5,000

  Owner's Drawings      $5,000

Drawings: $5,000 → $0

After posting closing entries

Post-Closing Trial Balance

POST-CLOSING TRIAL BALANCE

ABC Consulting - December 31, 2026

AccountDebitCredit
Cash$20,000.00
Accounts Receivable$18,000.00
Prepaid Insurance$1,100.00
Equipment$50,000.00
Accumulated Depreciation$5,416.67
Accounts Payable$8,000.00
Unearned Revenue$11,000.00
Salaries Payable$2,000.00
Owner's Equity$62,683.33
Totals$89,100.00$89,100.00
Balanced

Notice:

  • Only balance sheet accounts remain
  • All revenue, expense, and dividend accounts are gone
  • Trial balance still balances
  • Owner's Equity: Starting $49,200 + Net Income $18,483.33 - Drawings $5,000 = $62,683.33

Why This Matters: The Comparison Problem

Without Closing Entries

Year 1 Ledger (Dec 31):

Service Revenue: $100,000

Salary Expense: $60,000

Year 2 (January):

New service recorded: +$5,000

Service Revenue now shows: $105,000

Jan 31 Report: "Revenue this month: $105,000???"

WRONG! Only $5,000 was this month. The rest was last year.

WITH Closing Entries

Year 1 (Dec 31):

Service Revenue: $100,000 → CLOSED → $0

Salary Expense: $60,000 → CLOSED → $0

Year 2 (January):

New service recorded: +$5,000

Service Revenue shows: $5,000

Jan 31 Report: "Revenue this month: $5,000" ✓

CORRECT! Clean comparison to prior months.

Closing entries make period-by-period comparison meaningful.

The Closing Process Flow

ADJUSTED TRIAL BALANCE

(With Revenue & Expenses)

Step 1: CLOSE REVENUE

All Revenue → $0 → Income Summary

Step 2: CLOSE EXPENSES

All Expenses → $0 → Income Summary

Step 3: CLOSE INCOME SUMMARY

Net Income → $0 → Owner's Equity

Step 4: CLOSE DIVIDENDS

Dividends → $0 → Owner's Equity

POST-CLOSING TRIAL BALANCE

(Only Balance Sheet Accounts)

The Three Accounts That Make It Work

Income Summary

Temporary holding area during closing. Collects all revenues and expenses to calculate net income.

Balance:

After closing revenue: +$X

After closing expenses: Net income

After closing to equity: $0

Retained Earnings

For corporations—holds accumulated profits from all years.

Balance:

Beginning: Prior years' retained

Plus: Current year net income

Minus: Current year dividends

Owner's Drawings

For sole proprietors—distinguishes owner withdrawals from salary/expenses.

Balance:

During year: Withdrawals recorded

At close: Transferred to equity

After close: $0

Common Closing Entry Errors

Error #1: Forgetting to Close a Revenue or Expense

WRONG

Service Revenue: $100,000 (not closed!)

Other Revenue: $5,000 (closed)

Next year shows $105,000 when only new activity happened

RIGHT

Service Revenue: $100,000 → $0

Other Revenue: $5,000 → $0

All revenue accounts closed

Fix: Close EVERY revenue and expense account without exception.

Error #2: Closing Balance Sheet Accounts

WRONG

Cash                  $20,000

  Income Summary       $20,000

(Don't do this! Cash is permanent)

RIGHT

Cash stays at $20,000

Permanent accounts are NOT closed

Fix: Only close revenue, expenses, and dividends. Never close assets, liabilities, or equity.

Error #3: Wrong Direction of Entry

WRONG

Salary Expense       $14,000

  Income Summary       $14,000

(This increases expense!)

RIGHT

Income Summary      $14,000

  Salary Expense        $14,000

(This zeros out the expense)

Fix: To close an account, debit/credit the OPPOSITE of its normal balance.

Modern Software & Closing Entries

In Most Accounting Software (QuickBooks, Xero, Sage)

What you do:

  • Click "Close Period" or "Year-End Close"
  • Software does closing entries automatically
  • Software generates post-closing trial balance

What you must understand:

  • Why closing happens
  • What accounts close vs. don't close
  • How to verify the process worked

You rarely manually write closing entries in modern systems, but you must understand what's happening.

Key Takeaway

Closing entries are the mechanism that resets temporary accounts (revenue, expenses, dividends) to zero at the end of each period, while preserving permanent accounts (assets, liabilities, equity). This allows meaningful period-by-period comparison and ensures that next year measures only new activity. Without closing entries, every year's financial statements would be polluted with prior-year data and useless for comparison.

Test Your Understanding

Which type of account is CLOSED at the end of the period?

Why do we close revenue accounts?

What is the purpose of the Income Summary account?

Which account INCREASES when you close net income?

True or False: Cash account balances should be closed at the end of the period.

Ready to Practice?

You now understand why closing entries are necessary and how to execute them. The Practice Lab is where you'll prepare adjusted trial balances, write closing entries, and verify post-closing trial balances—completing the full accounting cycle.

Try the Practice Lab

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